What is 21+3 Blackjack?

What is 21+3 Blackjack?

Published Date · Dec. 20, 2024 · Last Updated · Dec. 20, 2024 ·Read Time · 5 mins

What is 21+3 Blackjack?

21+3 Blackjack is a thrilling blackjack variant that combines the excitement of classic blackjack with the strategic elements of poker. By introducing a side bet based on poker hands formed by the player's first two cards and the dealer's upcard, this variant adds a layer of suspense and potential for big payouts. In this article, we’ll explore the origins, rules, and strategies of 21+3 Blackjack, and see how it stacks up against other blackjack variants.

Origins and Background of 21+3 Blackjack

The 21+3 side bet was introduced to bring together two of the most popular casino games—blackjack and poker. First appearing in land-based casinos, it quickly gained traction for its simplicity and generous payouts. Today, 21+3 Blackjack can be found in both physical and online casinos, attracting players who enjoy the added thrill of poker-style combinations.

Game Rules Principles and Unique Features

21+3 Blackjack follows the standard rules of blackjack for the main game while introducing a side bet that hinges on forming poker hands. The goal remains to get a hand value as close to 21 as possible without exceeding it.

Key Rules Summary

  • Main Objective: The blackjack game itself is unchanged. Players aim to beat the dealer by having a higher hand value without exceeding 21.
  • 21+3 Side Bet: The side bet is placed before cards are dealt. It pays out based on poker combinations formed using:
    • The player's first two cards.
    • The dealer's upcard.

Poker Combinations and Typical Payouts

Combination
Description
Payout

Flush

Three cards of the same suit
5:1

Straight

Three cards in sequential order
10:1

Three of a Kind

Three cards of the same rank
30:1

Straight Flush

Three sequential cards of the same suit
40:1

Suited Trips

Three identical cards in rank and suit
100:1

Player Actions and Strategic Decisions

In 21+3 Blackjack, players have the standard options for blackjack gameplay alongside the optional side bet:

  • Hit: Request another card to improve your hand.
  • Stand: Keep your current hand and end your turn.
  • Double Down: Double your bet and receive one additional card.
  • Split: Separate a pair into two hands, each played individually.

When playing the side bet:

  • Focus on the potential poker combinations rather than the blackjack value of your hand.
  • Manage your bankroll carefully, as side bets carry a higher house edge.

Probabilities of Winning the 21+3 Side Bet

The probabilities for hitting various poker hands in the 21+3 side bet depend on the number of decks used. Here’s an overview for a standard 6-deck game:

Combination
Probability
Impact

Flush

~3.7%
Fairly common, adds regular excitement.

Straight

~3.3%
Moderate occurrence, decent payout.

Three of a Kind

~0.5%
Rare but rewarding when hit.

Straight Flush

~0.02%
Extremely rare, highly rewarding.

Suited Trips

~0.01%
Jackpot payout, seldom achieved.

Comparison with Other Blackjack Variants

Here’s how 21+3 Blackjack compares to other popular variants:

  • Pontoon: Focuses on main-game strategy with unique rules like the Five Card Trick and hidden dealer cards, while 21+3 Blackjack adds excitement through poker-style side bets.
  • Perfect Pairs Blackjack: Both feature side bets, but Perfect Pairs is about matching pairs, whereas 21+3 offers more variety and frequent payouts with poker combinations.
  • Atlantic City Blackjack: Known for its player-friendly rules like late surrender and multiple splits, Atlantic City Blackjack emphasizes strategy, while 21+3 enhances traditional gameplay with an engaging side bet.

Why Play 21+3 Blackjack?

21+3 Blackjack is perfect for players who enjoy a blend of luck and strategy. The side bet offers high payouts and keeps the game exciting, even when the main blackjack hands aren’t in your favor. Whether you’re a seasoned player or a newcomer, the combination of blackjack and poker elements in 21+3 makes it a must-try casino game.

Author

Greg Gomes

Gambling Consultant