
What is the Difference Between Baccarat and Blackjack?

Baccarat and Blackjack are two of the most popular card games in casinos, but they are often confused by beginners. While one relies on strategy and player decisions, the other is purely a game of chance. This article explains the fundamental differences between these two games to help you choose the one that suits you best.
Understanding the Basics of Both Games
Before comparing their specifics, let’s look at how each game works.
Blackjack: An Interactive Game
Blackjack is a card game where the goal is to have a stronger hand than the dealer without exceeding 21.
Each player starts with two cards and can choose to:
- Hit (take an extra card)
- Stand (keep the current hand)
- Double down (double the bet and receive one additional card)
- Split (if the two starting cards are identical, create two separate hands)
Number cards retain their face value, face cards are worth 10 points, and the Ace can be worth 1 or 11 depending on the situation. Blackjack is a game where the player directly influences the outcome through their choices and the application of an optimal strategy.
Baccarat: A Fast-Paced Automated Game
In Baccarat, there are almost no decisions to make after placing a bet. The game is played between two fictional entities: the "Player" and the "Banker". Participants simply bet on one of these two hands or on a tie.
The rules automatically determine whether an extra card is drawn. The hand closest to 9 wins the round. Unlike Blackjack, the player does not make any decisions after betting, making Baccarat much simpler to play.
Here is a comparative table of the basic rules:
Criteria
|
Blackjack
|
Baccarat
|
---|---|---|
Objective |
Reach 21 without exceeding
|
Get as close to 9 as possible
|
Player Decisions |
Yes (hit, stand, double, split)
|
None after betting
|
Card Values |
2-10 = face value, face cards = 10, Ace = 1 or 11
|
2-9 = face value, face cards and 10 = 0, Ace = 1
|
House Edge |
0.5% (with optimal strategy)
|
1.06% (Banker bet), 1.24% (Player bet), 14% (Tie bet)
|
Chance vs Strategy: Which Game Requires More Thinking?
One of the main differences between these games is the role of the player.
- Blackjack is a game where every decision directly affects the outcome of the round. By using basic strategy, a player can reduce the house edge to around 0.5%. Advanced players may also use card counting, a technique that increases winning chances by tracking cards that have already been dealt.
- Baccarat, on the other hand, is a game where no strategy directly influences the outcome. Everything follows automated rules. Once the bet is placed, the player simply waits for the result. The only strategic decision concerns the choice of bet: betting on the Banker is slightly more advantageous than betting on the Player, while the Tie bet is rarely recommended due to its very low success rate.
If you enjoy games where thinking and decision-making matter, Blackjack is the better choice. On the other hand, if you prefer a smooth experience where you only need to place a bet and wait for the result, Baccarat is for you.
Probability and Winning Chances: Which Game Is More Profitable?
One of the key factors to consider when choosing a casino game is the house edge.
- Blackjack has a very low house edge (around 0.5%) when a player follows optimal strategy. This means that with the right decisions, a player can extend their playtime and maximise their chances of winning in the long run.
- Baccarat has a slightly higher house edge but remains one of the fairest casino games. The Banker bet is the most profitable with 1.06%, followed by the Player bet (1.24%). However, the Tie bet is highly discouraged as the house edge soars to 14%.
Here is a comparison of winning probabilities:
Bet Type
|
House Edge
|
---|---|
Blackjack (with optimal strategy) |
0.5%
|
Baccarat (Banker bet) |
1.06%
|
Baccarat (Player bet) |
1.24%
|
Baccarat (Tie bet) |
14%
|
If you’re looking for the most profitable game in the long run, Blackjack is preferable, provided you master its rules and strategy. For a simpler game with decent winning chances, betting on the Banker in Baccarat is a safe option.
Difficulty Level and Accessibility for Beginners
- Blackjack requires a longer learning curve. While the basic rules are simple, players need to understand basic strategy, know when to hit or stand, and avoid common mistakes to maximise their chances.
- Baccarat, on the other hand, is extremely easy to pick up. You can start playing immediately without knowing the rules, as all decisions are fully automated. You simply choose a bet and wait for the result.
If you are a complete beginner, Baccarat is the easiest game to start with. If you are willing to invest some time in learning, Blackjack offers more options and better control over your winnings.
Conclusion
Baccarat and Blackjack are two very different games in terms of experience and strategy.
- Blackjack is more interactive: the player makes decisions that directly influence the outcome. A good strategy can reduce the house edge and improve winning chances.
- Baccarat is simpler and faster: no strategy is required, you just bet on one of the available options. The house edge remains low, especially on the Banker bet.
If you’re looking for a game of strategy and decision-making, go for Blackjack. If you prefer a smooth and easy-to-understand game, Baccarat is an excellent alternative. Why not try both and see which one suits you best? 🎰♠️

Author
Gambling Consultant